Creating Abundance, Inc.

Carl E.Barber, CPA, CFP™

 

It seems that the financial security of Americans is more uncertain than ever. Unprecedented numbers of workers are nearing retirement, or are already retired, and many fear that they have insufficient financial resources to maintain their lifestyles. Others, as a result of divorce or widowhood, find that for the first time in their lives they have the responsibility of managing their own financial affairs and feel unsure about what to do. In addition, employers are cutting back on matching contributions to 401(k)s and freezing or eliminating pension plans. The level of unemployment remains high and personal and business bankruptcies and foreclosures are on record setting paces. Taxes are high and growing higher at all levels of government.
 
This financial chaos mires many intelligent, hard working people in financial quicksand because they feel overwhelmed, discouraged or afraid of making a costly mistake. Selecting a trusted financial advisor to provide useful, timely information, experienced, objective guidance and support you in taking well reasoned action may be one of the most rewarding financial decisions you’ll ever make. Working with you, we would tailor a financial plan that is uniquely yours, reflecting your goals, objectives and personal time-line to enhance your probability of success. The investment portfolio we would research and design for you would reflect your tolerance for investment risk, timing for need and amount of money and desire to minimize taxes.
 
Our clients find that we are always available to answer their questions and provide guidance on a myriad of financial issues, including evaluation of competing proposals for home refinancing, whether to buy or lease a car, or to assess a long-term care policy offered through their employer.
Learning Center
  • Articles

    Articles

    Educate yourself on a variety of financial topics.

  • Calculators

    Calculators

    A host of financial tools to assist you.

  • Newsletters

    Newsletters

    Timely Newsletters to help you stay current.

  • E-Seminars

    E-Seminars

    Animated presentations to help you learn and decide.

  • iMoney

    iMoney

    Ideas to help simplify everyday finances.

  • Glossary

    Glossary

    Financial terms from A to Z.

Calculators

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Disability Income Insurance

How much Disability Income Insurance do you need?

More Calculators →

Newsletters

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

More Newsletters →

Market Watch

January 28, 2012 @ 06:08 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10
S&P Mid-Cap 400 942.11+ 4.59
10 Year Treasury Note 1.90- 0.03

[ Markets | Charts | Quotes | Portfolio ]


Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
© eSignal. A division of
Interactive Data Corporation. (NYSE:IDC)
All rights reserved.